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Regular publication of aggregated data for the Credit Servicers (CSs) and Credit Acquiring Companies (CACs) sector in Cyprus


The Central Bank of Cyprus, with the aim of further enhancing transparency and providing a more comprehensive presentation of the composition and quality of the loan portfolios of the Credit Servicers (CSs) and the Credit Acquiring Companies (CACs) in Cyprus, is enriching and upgrading the aggregated data it publishes, with the latest reference date being 31 March 2026. The enhanced publication includes a more granular classification of loans, with data presented on an annual basis for 2025 and on a quarterly basis from March 2026 onwards.

Specifically, the following are published:

  1. The total contractual balance of loans held by CACs, broken down by borrower category and further analysed into the following subcategories:
  • Households

             - Loans collateralised by residential immovable property

              - Consumer loans.

  • Non-financial corporations

             - Loans collateralized by commercial immovable property.

  • Other financial corporations.
  1. The total contractual balance of loans, classified into performing and non-performing loans by borrower category.

      3. The total net book value of the loan portfolios.

      4.  The total number of borrowers by category.

      5. The total number and market value of immovable property held by CACs.

 

DATA

December 2026 - March 2026

2025

H1 2025

H2 2025

2024

H1 2024

Η2 2024