The Central Bank of Cyprus, exercising its powers under article 314A of the Cyprus Penal Code, Cap.154, as subsequently amended, and in accordance with the provisions of the said article, determines the reference interest rates.
The reference interest rate is determined on a quarterly basis.
According to the aforementioned article, it constitutes an illegal act when a person reaps, receives, collects, or charges, for his interest or on behalf of a third party, economic or property benefits, in excess of the reference interest rate, at the point of loan granting, when extending the repayment period, at renewal or prepayment of a loan.
|
DATE |
% |
As published in the Government Gazette |
| 01.07.2011 |
12,18 |
G.G. Part ΙΙΙ(Ι), No. 4503, 1.7.2011, Number 258 |
| 27.10.2011 |
12,57 |
G.G. Part ΙΙΙ(Ι), No. 4528, 27.10.2011, Number 454 |
| 27.01.2012 |
12,45 |
G.G. Part ΙΙΙ(Ι), No. 4545, 27.1.2012, Number 18 |
| 27.04.2012 |
12,44 |
G.G. Part ΙΙΙ(Ι), No. 4564, 27.4.2012, Number 161 |
| 27.07.2012 |
12,32 |
G.G. Part ΙΙΙ(Ι), No. 4583, 27.7.2012, Number 285 |
| 09.11.2012 |
12,67 |
G.G. Part ΙΙΙ(Ι), No. 4603, 9.11.2012, Number 437 |
| 25.01.2013 |
12,51 |
G.G. Part ΙΙΙ(Ι), No. 4622, 25.1.2013, Number 26 |
| 10.05.2013 |
12,26 |
G.G. Part ΙΙΙ(Ι), No. 4668, 10.5.2013, Number 152 |
| 25.07.2013 |
12,41 |
G.G. Part ΙΙΙ(Ι), No. 4699, 25.7.2013, Number 272 |
| 25.10.2013 | 12,49 | G.G. Part III(I), No. 4726, 25.10.2013, Number 378 |
| 31.01.2014 | 12,06 | G.G. Part III(I), No. 4755, 31.01.2014, Number 34 |
| 02.05.2014 | 11,81 | G.G. Part III(I), No. 4777, 02.05.2014, Number 221 |
| 11.07.2014 | 11,31 | G.G. Part III(I), No. 4797, 11.07.2014, Number 330 |
| 31.10.2014 | 11,08 | G.G. Part III(I), No. 4828, 31.10.2014, Number 485 |
| 30.01.2015 | 10,72 | G.G. Part III(I), No. 4848, 30.01.2015, Number 30 |
| 24.04.2015 | 10,44 | G.G. Part III(I), No. 4865, 24.04.2015, Number 136 |
| 31.07.2015 | 9,56 | G.G. Part III(I), No. 4885, 31.07.2015, Number 266 |
| 30.10.2015 | 10,10 | G.G. Part III(I), No. 4902, 30.10.2015, Number 360 |
| 29.01.2016 | 9,80 |
G.G. Part III(I), No. 4921, 29.01.2016, Number 17 |
| 28.04.2016 | 9,96 | G.G. Part III(I), No. 4943, 28.04.2016, Number 139 |
| 29.07.2016 | 9,88 | G.G. Part III(I), No. 4957, 29.07.2016, Number 224 |
| 27.10.2016 | 9,77 | G.G. Part III(I), No. 4971, 27.10.2016, Number 301 |
| 27.01.2017 | 9,42 | G.G. Part III(I), No. 4993, 27.01.2017, Number 32 |
| 28.04.2017 | 9,12 | G.G. Part III(I), No. 5010, 28.04.2017, Number 136 |
| 28.07.2017 | 9,47 | G.G. Part III(I), No. 5031, 28.07.2017, Number 249 |
| 27.10.2017 | 9,92 | G.G. Part III(I), No. 5045, 27.10.2017, Number 349 |
| 26.01.2018 | 9,23 |
G.G. Part III(I), No. 5064, 26.01.2018, Number 31 |
| 27.04.2018 | 9,78 | G.G. Part III(I), No. 5084, 27.04.2018, Number 108 |
| 27.07.2018 | 9,43 | G.G. Part III(I), No. 5103, 27.07.2018, Number 231 |
| 26.10.2018 | 9,63 | G.G. Part III(I), No. 5117, 26.10.2018, Number 309 |
| 25.01.2019 | 8,96 | G.G. Part III(I), No. 5135, 25.01.2019, Number 22 |
| 25.04.2019 | 8,82 | G.G. Part III(I), No. 5156, 25.04.2019, Number 144 |
| 26.07.2019 | 8,50 | G.G. Part III(I), No. 5174, 26.07.2019, Number 261 |
| 25.10.2019 | 8,63 | G.G. Part III(I), No. 5189, 25.10.2019, Number 343 |
| 31.01.2020 | 8,62 | G.G. Part III(I), No. 5204, 31.01.2020, Number 32 |
| 24.04.2020 | 8,71 | G.G. Part III(I), No. 5252, 24.04.2020, Number 174 |
| 31.07.2020 | 8,76 | G.G. Part III(I), No. 5329, 31.07.2020, Number 335 |
| 30.10.2020 | 8,74 | G.G. Part III(I), No. 5385, 30.10.2020, Number 507 |
| 29.01.2021 | 8,60 | G.G. Part III(I), No. 5454, 29.01.2021, Number 46 |
| 29.04.2021 | 8,82 | G.G. Part III(I), No. 5517, 29.04.2021, Number 184 |
| 30.07.2021 | 8,59 | G.G. Part III(I), No. 5578, 30.07.2021, Number 341 |
| 29.10.2021 | 8,69 | G.G. Part III(I), No. 5622, 29.10.2021, Number 437 |
| 28.01.2022 | 8,89 | G.G. Part III(I), No. 5659, 28.01.2022, Number 46 |
| 29.04.2022 | 9,10 | G.G. Part III(I), No. 5694, 29.04.2022, Number 175 |
| 29.07.2022 | 8,93 | G.G. Part III(I), No. 5727, 29.07.2022, Number 309 |
| 27.10.2022 | 9,40 | G.G. Part III(I), No. 5748, 27.10.2022, Number 404 |
| 27.01.2023 | 10,05 | G.G. Part III(I). No. 5772, 27.01.2023, Number 17 |
| 28.04.2023 | 10,94 | G.G. Part III(I), No. 5795, 28.04.2023, Number 129 |
| 28.07.2023 | 10,38 | G.G. Part III(I), No. 5813, 28.07.2023, Number 238 |
| 27.10.2023 | 11,52 | G.G. Part III(I), No. 5831, 27.10.2023, Number 334 |