The Central Bank of Cyprus has today published updated aggregate Cyprus banking sector data (profitability, balance sheet and capital adequacy data) with reference date 31 December 2025.
The profitability of the banking sector has declined in 2025 by €165 mn or 13,9%, to €1.024 mn from €1.189 mn in 2024. This decrease is primarily driven by a reduction in net interest income (NII).
Total assets within the banking sector have risen in 2025 by €4.357 mn or 6,6%, to €69.961 mn in December 2025 from €65.604 mn in December 2024. This growth is largely attributed to an increase in loans and advances and debt securities.
The Common Equity Tier 1 (CET1) ratio of the banking sector has improved in 2025 by 1,1 percentage points reaching 25,8% in December 2025, compared with 24,7% in December 2024. This increase is mainly due to an increase in CET1 Capital and a reduction of total risk exposure amount.
For the analytical data, please click here.