The Central Bank of Cyprus has today published updated aggregate Cyprus banking sector data (profitability, balance sheet and capital adequacy data) with reference date 30 June 2025.
The profitability of the banking sector has declined in the first six months of 2025 by €25 mn from €603 mn in June 2024 to €578 mn in June 2025. This decrease is primarily driven by a reduction in net interest income.
Total assets within the banking sector have risen in the second quarter of 2025 by €950 mn or 1,4%, from €66.026 mn in March 2025 to €66.976 mn in June 2025. This growth is primarily driven by an increase in loans and advances.
The Common Equity Tier 1 (CET1) ratio of the banking sector has improved in the second quarter of 2025 by 0,4 percentage points, rising from 25,9% in March 2025 to 26,3% in June 2025.
This increase is primarily due to an increase of the Common Equity Tier 1 Capital which has outweighed the increase of total risk exposure amount.
For the analytical data, please click here.