The Central Bank of Cyprus has today published updated aggregate Cyprus banking sector data (profitability, balance sheet and capital adequacy data) with reference date 30 September 2025.
The profitability of the banking sector has declined in the first nine months of 2025 by €237 mn, from €953 mn in September 2024 to €716 mn in September 2025. This decrease is primarily driven by a reduction in net interest income.
Total assets within the banking sector have risen in the third quarter of 2025 by €835 mn or 1,2%, from €66.976 mn in June 2025 to €67.811 mn in September 2025. This growth is primarily driven by an increase in loans and advances.
The Common Equity Tier 1 (CET1) ratio of the banking sector has declined in the third quarter of 2025 by 0,2 percentage points, from 26,3% in June 2025 to 26,1% in September 2025.
This decrease is primarily due to an increase of total risk exposure amount, which has outweighed the increase of the CET1 Capital.
For the analytical data, please click here.