The Central Bank of Cyprus published today the results of the Bank Lending Survey (BLS) for the first quarter of 2026, which also include the participating banks’ expectations for the second quarter of 2026.
- Credit standards for loans to enterprises and households remained unchanged in 2026Q1, compared with the previous quarter.
- Overall terms and conditions for new loans to enterprises tightened, while they remained unchanged for both housing loans and consumer credit and other lending to households.
- Net demand for loans increased by both enterprises and households, across both loan categories.
- Credit standards for loans to both enterprises and households are expected to tighten in 2026Q2, while net demand for loans by enterprises and households is expected to remain unchanged across all loan categories.
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