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Monetary Financial Institutions (MFIs) Deposits and Loans Statistics

Thursday, 25 September 2025

The Central Bank of Cyprus has today released the MFIs deposits and loans statistics for the reference month of August 2025, which are included in the September 2025 edition of Monetary and Financial Statistics.

Total deposits in August 2025 recorded a net increase1 of €44,3 million, compared with a net decrease of €154,5 million in July 2025. The annual growth rate of total deposits stood at 6,0%, compared with 6,5% in July 2025. The outstanding amount of total deposits reached €56,5 billion in August 2025.

Deposits of Cyprus residents exhibited an increase of €133,6 million. More analytically, deposits of households and non-financial corporations increased by €46,5 million and €152,7 million respectively. Deposits of the remaining domestic sectors2 exhibited a total decrease of €65,7 million.

Total loans in August 2025 recorded a net decrease of €60,8 million, compared with a net increase of €74,9 million in July 2025. The annual growth rate of total loans stood at 7,2%, remaining unchanged compared with July 2025. The outstanding amount of total loans reached €26,4 billion in August 2025.

Loans to Cyprus residents exhibited a decrease of €69,9 million. More analytically, loans to households and non-financial corporations decreased by €15,5 million and €48,6 million respectively. Loans to the remaining domestic sectors2 exhibited a total decrease of €5,8 million.

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  1. Τhe term "net decrease/increase" represents the term "transactions", i.e. it does not include the changes resulting from reclassifications, exchange rate and other adjustments
  2. The remaining domestic sectors include investment funds, other financial intermediaries, financial auxiliaries, captive financial institutions and money lenders, insurance corporations and pension funds and general government