Monetary Financial Institutions (MFIs) Deposits and Loans Statistics

The Central Bank of Cyprus has today released the MFIs deposits and loans statistics for the reference month of January 2026, which are included in the February 2026 edition of Monetary and Financial Statistics.

Total deposits in January 2026 recorded a net decrease¹ of €851,2 million, compared with a net increase of €877,1 million in December 2025. The annual growth rate of total deposits stood at 5,3%, compared with 6,5% in December 2025. The outstanding amount of total deposits reached €56,9 billion² in January 2026.

Deposits of Cyprus residents exhibited a decrease of €767,7 million. More analytically, households’ deposits increased by €34,2 million, while deposits of non-financial corporations recorded a decrease of €469,7 million. Deposits of the remaining domestic sectors3 exhibited a total decrease of €332,2 million.

Total loans in January 2026 recorded a net increase of €76,4 million, compared with a net increase of €587,2 million in December 2025. The annual growth rate of total loans stood at 11,2%, compared with 10,7% in December 2025. The outstanding amount of total loans reached €26,9 billion in January 2026.

Loans to Cyprus residents exhibited an increase of €124,2 million. More analytically, loans to non-financial corporations increased by €22,6 million, while loans to households exhibited a zero change. Loans to the remaining domestic sectors³ exhibited a total increase of €101,5 million.

Click here.

1. Τhe term "net decrease/increase" represents the term "transactions", i.e. it does not include the changes resulting from reclassifications, exchange rate and other adjustments
2. It is noted that the outstanding amounts of deposits in January 2026 do not include the corresponding amounts of several electronic money institutions, which no longer meet the definition of «monetary financial institution» (MFI), since it is not considered to be principally engaged in financial intermediation. However, it is also worth mentioning that, net transactions and annual growth rates are not affected by this development.
3. The remaining domestic sectors include investment funds, other financial intermediaries, financial auxiliaries, captive financial institutions and money lenders, insurance corporations and pension funds and general government