The Central Bank of Cyprus has today published updated aggregate Cyprus banking sector data (non-performing loans data) with reference date 31 August 2025.
As of the end of August 2025, the Non-Performing Loans (NPL) ratio of the banking sector, excluding loans and advances to Central Banks and Credit Institutions, remained stable at 5,5%.
The NPL ratio, as per the methodology applied in the European Banking Authority’s (EBA) Risk Dashboard, i.e. including loans and advances to Central Banks and Credit Institutions, declined to 2,8% at the end of August 2025, compared with 2,9% at the end of July 2025.
Τhe coverage ratio of NPLs with provisions increased to 62,6% at the end of August 2025, compared with 62,2% at the end of July 2025.
Total restructured loans at the end of August 2025 amounted to €1,2 bn, out of which loans of €0,6 bn continue to be classified as NPLs.
For more analytical information, please click here.