The Central Bank of Cyprus has today published updated aggregate Cyprus banking sector data (non-performing loans data) with reference date 30 November 2025.
As of the end of November 2025, the Non-Performing Loans (NPL) ratio of the banking sector, excluding loans and advances to Central Banks and Credit Institutions declined to 4,0%, compared with 4,2% at the end of October 2025.
The NPL ratio, according to the methodology applied in the European Banking Authority’s (EBA) Risk Dashboard (i.e. including loans and advances to Central Banks and Credit Institutions), remained unchanged from October 2025, standing at 2,1% at the end of November 2025.
Τhe coverage ratio of NPLs with provisions decreased to 70,4% at the end of November 2025, compared with 70,7% at the end of October 2025.
Total restructured loans balance at the end of Νovember 2025 amounted to €1,1 bn, out of which loans of €0,5 bn continue to be classified as NPLs.
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