The Central Bank of Cyprus has today published updated aggregate Cyprus banking sector data (non-performing loans data) with reference date 31 July 2025.
At the end of July 2025, the Non-Performing Loans (NPLs) ratio of the banking sector decreased to 5,5% from 5,6% at the end of June 2025, mainly due to repayments and positive migrations into the performing categories as well as write offs.
Τhe coverage ratio of NPLs with provisions increased to 62,2% at the end of July 2025 compared with 62,0% at the end of June 2025.
Total restructured loans at the end of July 2025 amounted to €1,2 bn, out of which loans of €0,6 bn continue to be classified as NPLs.
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